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New Windsor State Bank








Electronic Banking

NWSB is here for you, 24/7, with electronic banking that is convenient and easy!  Whether you prefer to surf the internet or bank by phone, we have the real-time solution that will work for you.  From our easy-to-use VISA® Check Card to our online banking, mobile banking and 24-hour phone access, we’ll help you manage your accounts and save you time.

Manage your accounts any time of the day with NWSB On-Line 24.  It’s simple—just log in and check your daily balance, transfer funds, make loan payments, review your statements, and more!  You can even download your transactions into Quicken® or Money® for accurate tracking and recording.  With NWSB On-Line 24, you can rest assured knowing that we engage in the highest levels of security.  Log on today and find out the benefits of online banking..

If you have any trouble with your initial sign on to NWSB On-Line 24 please call us at 443-671-5966 during normal business hours (M-F 9 a.m. to 5 p.m.) and 1-866-755-8109 during non-business hours.

Apply Now!                                                                              
Business Users Apply Here
Learn More | Demo


Mobile banking is now available to all of our online banking customers. This free service allows you to access your account information on the go.  Simply log onto from your mobile device or download our free mobile app.  You will be able to access your account balances, account history , transfer funds between accounts and pay bills. Mobile check deposit is included with the app. It's easy to locate the closest NWSB branch or ATM and check branch hours from your phone when you are on the go. To watch a demo, click here.


Popmoney® is the personal payment service that lets you send money to friends, family or anyone at all.  All you need is their name and e-mail address or mobile number to move money from your bank account to theirs. Learn how it works or sign up to use

Popmoney® from our online banking page.


Bill pay is a free service for all personal accounts.  Enjoy commercial online bill pay for $5.00 per month.  There is no charge for the first 15 transactions.  The rate per item is $0.45 thereafter. Click here to read a complete summary of this service.

Personal Financial Manager (PFM)

PFM enables you to consolidate your financial products into a single, complete financial picture.  This free service is available on the PFM tab within NWSB's online banking.  Link your NWSB accounts with other accounts such as investments, credit cards, mortgages, etc.  The PFM provides you with the tools you need to track expenses, manage debt and create a financial game plan to achieve your goals. 

When you need instant access to your funds and all you have is a phone, simply dial in to NWSB Bank 24.  Our toll free phone access is available 24 hours a day, any day, providing easy and instant information and the ability to move your money from one linked account to another.  With no fees for transfers or transactions and an easy-to-use service menu, NWSB Bank 24 is another real time tool to help you with your finances – anywhere you are.  Reach NWSB Bank 24 at 410-635-2512 or 1-866-276-4979 (toll free).

Benefit from the purchasing power of VISA and the convenience of your NWSB checking account with our Visa® Check Card – usable locally, internationally or even in cyberspace!  You can use this card wherever VISA is accepted, and funds you access will be automatically deducted from your checking account.  The card also gives you the power of an ATM card, which can be used free at all NWSB ATM machines, and STAR sf or Allpoint machines, and for a nominal fee at any HONOR®/STAR®, PLUS® or CIRRUS® network ATMs. If you wish to change your PIN number or activate you new or reissued Visa Check Card, please call 1-866-985-2273.  You must call from the phone number on file at NWSB.  For after hours lost or stolen Visa Check Card support call 1-800-523-4175.

NWSB Credit Card with EMV Chip

We are excited to offer the new credit card featuring embedded chip technology. This technology is part of our commitment to providing the highest level of protection for your credit card information. Count on a new level of security. You can use your new card with even more confidence at your favorite merchant locations because chip technology makes it very difficult for unauthorized users to access your card information – giving you greater fraud protection than ever before. As always, you will not be held liable for any fraudulent charges on your card.

We offer consumer credit cards to fit your lifestyle*:

•   Low rate personal cards

•   Earn what you want with rewards cards

•   Enjoy credit convenience from the bank you trust


Click Here to learn more.    


* Subject to credit review and approval.  Cards issued by Fifth Third Bank, pursuant to a license from Visa, U.S. A., Inc. or MasterCard International Incorporated.


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