Business Loans & Lines of Credit

Lines of Credit

Pre-approved and affordable solution for short term operating needs. A Business Line of Credit is a convenient way to finance seasonal cash needs, receivable financing and inventory financing.

Business Real Estate Loans

Finance the purchase, expansion or renovation of an owner occupied or rental commercial property.Ā  We also offer financing for land acquisition, development, construction financing for residential and commercial properties.

Commercial Letters of Credit

Financing is provided using Commercial Letters of Credit to support real estate transactions and other business related needs.

Business Term and Equipment Loans

Term loans provide the capital you need to finance the purchase of equipment, facilities, business assets, debt refinancing or other business needs that require term debt.

Agriculture Loans

We support financing needs for our agricultural community including financing for real estate, equipment, and short term operating needs.

Small Business Administration Loans

As a Small Business Administration (SBA) Certified Lender, New Windsor State Bank offers SBA 7(a) and SBA 504 loans that allow qualifying businesses to finance owner-occupied buildings and other fixed assets with as little as 10% down, and obtain long-term financing that is below market fixed rates.

USDA Rural Development Guaranteed Loan Program

New Windsor State Bank participates in the USDA Loan Programs to provide financing options with flexible terms and collateral.

Business VISA/Credit Cards

Provides your small business with the purchasing power it needs and allows you to keep your business and personal expenses separate.

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