Annual Disclosure Statement

AS OF DECEMBER 31, 2014

NEW WINDSOR STATE BANK
NEW WINDSOR, MD

In compliance with regulations adopted by the Federal Deposit Insurance Corporation (“FDIC”), New Windsor State Bank has prepared an Annual Disclosure Statement containing important information regarding the financial condition of the Bank. One copy of this Annual Disclosure Statement is available upon request at no cost. Additional copies may be obtained for a nominal fee.

To obtain a copy of the Bank’s Annual Disclosure Statement, call 410-549-1414 or contact us at:

New Windsor State Bank
ATTN: President
P.O. Box 489
New Windsor, MD 21776-0489

Note that the information contained in the Annual Disclosure Statement has not been reviewed or confirmed for accuracy or relevance by the Federal Deposit Insurance Corporation.

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