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New Windsor State Bank

Our Rates

Certificate of Deposit and Interest Bearing Product Interest Rates
Rates as of: May 2, 2013



Certificate of Deposit
Interest Rate
APY
Compounding
90 Day CD
0.03%
 0.03%
 Monthly
6 Month CD
0.05%
 0.05%
 Monthly
12 Month CD
0.10%
 0.10%
 Monthly
18 Month CD
0.10%
 0.10%
 Monthly
24 Month CD
0.15%
 0.15%
 Monthly
30 Month CD - Triple Option
N/A
 N/A
 Monthly
36 Month CD
0.199%
 0.20%
 Monthly
48 Month CD
0.249%
 0.25%
 Monthly
60 Month CD
0.449%
 0.45%
 Monthly
CDs require a minimum of $500.00 to open. Penalty for early withdrawal.

Interest Checking
Interest
Rate
APY
Compounding
NOW Account
0.02%
 0.02%
 Monthly
Minimum balance to open $500.00 Interest rate may change after opening. Fees could reduce earnings.
Super NOW
0.05%
 0.05%
 Monthly
Minimum balance to open $2,500.00 Interest rate may change after opening. Fees could reduce earnings.
Priority Checking Plus
0.02%
 0.02%
 Monthly
For Sole Proprietorships and Non-Profit Organizations only. Minimum balance to open $500.00. Interest rate may change after opening. Fees could reduce earnings.

Money Market
Interest Rate
APY
Compounding
$0.00 - $999.99
0.00%
 0.00%
Monthly
$1,000.00 - $9,999.99
0.05%
 0.05%
Monthly
$10,000.00 - $49,999.99
0.069%
 0.07%
Monthly
$50,000.00 and above
0.099%
 0.10%
Monthly
Minimum balance to open $1,000.00. Interest rate may change after opening. Fees could reduce earnings.

Prestige Money Market
Interest Rate
APY
Compounding
$10,000.00 - $24,999.99
0.069%
 0.07%
Monthly
$25,000.00 - $49,999.99
0.099%
 0.10%
Monthly
$50,000.00 and above
0.149%
 0.15%
 Monthly
Minimum balance to open $10,000.00. Interest rate may change after opening. Fees could reduce earnings.

Savings
Interest
Rate
APY
Compounding
Passbook Savings
0.020%
 0.02%
 Monthly

Statement Savings

0.049%
 0.05%
 Monthly
Smart Savers Club
0.15%
0.15%
None - Simple
Minimum balance to open $25.00. Interest rate may change after opening. Fees could reduce earnings.

IRA
Interest
Rate
APY
Compounding
IRA Fixed 12 Month CD
0.10%
0.10%
Monthly
IRA Fixed 18 Month CD
0.10%
0.10%
Monthly
IRA Fixed 24 Month CD
0.15%
0.15%
Monthly
IRA Fixed 36 Month CD
0.199%
0.20%
Monthly
IRA Fixed 48 Month CD
0.249%
0.25%
Monthly
IRA Fixed 60 Month CD
0.449%
0.45%
Monthly
IRA Variable 18 Month CD*
N/A
N/A
Monthly
IRA Fixed Rate CDs require a minimum of $500.00 to open and a penalty may be imposed for early withdrawal.
* Variable IRA requires a minimum of $25.00 to open. Interest rate may change after opening and a penalty may be imposed for early withdrawal.

APY = Annual Percentage Yield
All APYs effective May 2, 2013

   
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