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New Windsor State Bank

Our Rates

Certificate of Deposit and Interest Bearing Product Interest Rates
Rates as of: June 8, 2010



Certificate of Deposit
Interest Rate
APY
Compounding
90 Day CD
0.199%
 0.20%
 Monthly
6 Month CD
0.299%
 0.30%
 Monthly
12 Month CD
0.598%
 0.60%
 Monthly
18 Month CD
0.598%
 0.60%
 Monthly
24 Month CD
0.995%
 1.00%
 Monthly
30 Month CD - Triple Option
N/A
 N/A
 Monthly
36 Month CD
1.341%
 1.35%
 Monthly
48 Month CD
1.588%
 1.60%
 Monthly
60 Month CD
1.883%
 1.90%
 Monthly
CDs require a minimum of $500.00 to open. Penalty for early withdrawal.

Interest Checking
Interest
Rate
APY
Compounding
NOW Account
0.049%
 0.05%
 Monthly
Minimum balance to open $500.00 Interest rate may change after opening. Fees could reduce earnings.
Super NOW
0.099%
 0.10%
 Monthly
Minimum balance to open $2,500.00 Interest rate may change after opening. Fees could reduce earnings.
Priority Checking Plus
0.049%
 0.05%
 Monthly
For Sole Proprietorships and Non-Profit Organizations only. Minimum balance to open $500.00. Interest rate may change after opening. Fees could reduce earnings.

Money Market
Interest Rate
APY
Compounding
$0.00 - $999.99
0.00%
 0.00%
Monthly
$1,000.00 - $9,999.99
0.149%
 0.15%
Monthly
$10,000.00 - $49,999.99
0.349%
 0.35%
Monthly
$50,000.00 and above
0.598%
 0.60%
Monthly
Minimum balance to open $1,000.00. Interest rate may change after opening. Fees could reduce earnings.

Prestige Money Market
Interest Rate
APY
Compounding
$10,000.00 - $24,999.99
0.449%
 0.45%
Monthly
$25,000.00 - $49,999.99
0.548%
 0.55%
Monthly
$50,000.00 and above
0.648%
 0.65%
 Monthly
Minimum balance to open $10,000.00. Interest rate may change after opening. Fees could reduce earnings.

Savings
Interest
Rate
APY
Compounding
Passbook Savings
0.099%
 0.10%
 Monthly

Statement Savings

0.149%
 0.15%
 Monthly
Smart Savers Club
0.650%
0.65%
Monthly
Minimum balance to open $5.00. Interest rate may change after opening. Fees could reduce earnings.

IRA
Interest
Rate
APY
Compounding
IRA Fixed 12 Month CD
0.598%
0.60%
Monthly
IRA Fixed 18 Month CD
0.598%
0.60%
Monthly
IRA Fixed 24 Month CD
0.995%
1.00%
Monthly
IRA Fixed 36 Month CD
1.341%
1.35%
Monthly
IRA Fixed 48 Month CD
1.588%
1.60%
Monthly
IRA Fixed 60 Month CD
1.883%
1.90%
Monthly
IRA Variable 18 Month CD*
N/A
N/A
Monthly
IRA Fixed Rate CDs require a minimum of $500.00 to open and a penalty may be imposed for early withdrawal.
* Variable IRA requires a minimum of $25.00 to open. Interest rate may change after opening and a penalty may be imposed for early withdrawal.

APY = Annual Percentage Yield
All APYs effective June 8, 2010

   
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