Our Rates

Certificate of Deposit and Interest Bearing Product Interest Rates
Rates as of: May 2, 2013

Certificate of Deposit	Interest Rate	APY	Compounding
90 Day CD	0.03%	0.03%	Monthly
6 Month CD	0.05%	0.05%	Monthly
12 Month CD	0.10%	0.10%	Monthly
18 Month CD	0.10%	0.10%	Monthly
24 Month CD	0.15%	0.15%	Monthly
30 Month CD - Triple Option	N/A	N/A	Monthly
36 Month CD	0.199%	0.20%	Monthly
48 Month CD	0.249%	0.25%	Monthly
60 Month CD	0.449%	0.45%	Monthly
CDs require a minimum of $500.00 to open. Penalty for early withdrawal.

Interest Checking	Interest Rate	APY	Compounding
NOW Account	0.02%	0.02%	Monthly
Minimum balance to open $500.00 Interest rate may change after opening. Fees could reduce earnings.
Super NOW	0.05%	0.05%	Monthly
Minimum balance to open $2,500.00 Interest rate may change after opening. Fees could reduce earnings.
Priority Checking Plus	0.02%	0.02%	Monthly
For Sole Proprietorships and Non-Profit Organizations only. Minimum balance to open $500.00. Interest rate may change after opening. Fees could reduce earnings.

Money Market	Interest Rate	APY	Compounding
$0.00 - $999.99	0.00%	0.00%	Monthly
$1,000.00 - $9,999.99	0.05%	0.05%	Monthly
$10,000.00 - $49,999.99	0.069%	0.07%	Monthly
$50,000.00 and above	0.099%	0.10%	Monthly
Minimum balance to open $1,000.00. Interest rate may change after opening. Fees could reduce earnings.

Prestige Money Market	Interest Rate	APY	Compounding
$10,000.00 - $24,999.99	0.069%	0.07%	Monthly
$25,000.00 - $49,999.99	0.099%	0.10%	Monthly
$50,000.00 and above	0.149%	0.15%	Monthly
Minimum balance to open $10,000.00. Interest rate may change after opening. Fees could reduce earnings.

Savings	Interest Rate	APY	Compounding
Passbook Savings	0.020%	0.02%	Monthly
Statement Savings	0.049%	0.05%	Monthly
Smart Savers Club	0.15%	0.15%	None - Simple
Minimum balance to open $25.00. Interest rate may change after opening. Fees could reduce earnings.

IRA	Interest Rate	APY	Compounding
IRA Fixed 12 Month CD	0.10%	0.10%	Monthly
IRA Fixed 18 Month CD	0.10%	0.10%	Monthly
IRA Fixed 24 Month CD	0.15%	0.15%	Monthly
IRA Fixed 36 Month CD	0.199%	0.20%	Monthly
IRA Fixed 48 Month CD	0.249%	0.25%	Monthly
IRA Fixed 60 Month CD	0.449%	0.45%	Monthly
IRA Variable 18 Month CD*	N/A	N/A	Monthly
IRA Fixed Rate CDs require a minimum of $500.00 to open and a penalty may be imposed for early withdrawal. * Variable IRA requires a minimum of $25.00 to open. Interest rate may change after opening and a penalty may be imposed for early withdrawal.

APY = Annual Percentage Yield
All APYs effective May 2, 2013