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Certificate of Deposit and Interest Bearing Product Interest
Rates
Rates as of:
June 18, 2008

| Certificate
of Deposit |
Interest
Rate |
APY |
Compounding |
| 90 Day CD |
1.588%
|
1.60%
|
Monthly
|
| 6 Month CD |
1.785%
|
1.80%
|
Monthly
|
| 12 Month CD |
1.834%
|
1.85%
|
Monthly
|
| 18 Month CD |
1.834%
|
1.85%
|
Monthly
|
| 24 Month CD |
1.883%
|
1.90%
|
Monthly
|
| 30 Month CD - Triple Option |
N/A
|
N/A
|
Monthly
|
| 36 Month CD |
2.863%
|
2.90%
|
Monthly
|
| 48 Month CD |
2.960%
|
3.00%
|
Monthly
|
| 60 Month CD |
3.253%
|
3.30%
|
Monthly
|
| CDs require a minimum of $500.00 to open. Penalty for early withdrawal. |
| Interest
Checking |
Interest
Rate |
APY |
Compounding |
| NOW Account |
0.099%
|
0.10%
|
Monthly
|
| Minimum balance to open $500.00 Interest rate may change after opening. Fees could reduce earnings. |
| Super NOW |
0.199%
|
0.20%
|
Monthly
|
| Minimum balance to open $2,500.00 Interest rate may change after opening. Fees could reduce earnings. |
| Priority Checking
Plus |
0.099%
|
0.10%
|
Monthly
|
| For Sole Proprietorships and Non-Profit
Organizations only. Minimum balance to open $500.00. Interest rate may change after opening. Fees could reduce earnings. |
| Money
Market |
Interest
Rate |
APY |
Compounding |
| $0.00 - $999.99 |
0.000%
|
0.00%
|
Monthly
|
| $1,000.00 - $9,999.99 |
0.748%
|
0.75%
|
Monthly
|
| $10,000.00 - $49,999.99 |
1.143%
|
1.15%
|
Monthly
|
| $50,000.00 and above |
1.341%
|
1.35%
|
Monthly
|
| Minimum balance to open $1,000.00. Interest rate may change after opening. Fees could reduce earnings. |
| Prestige
Money Market |
Interest
Rate |
APY |
Compounding |
| $10,000.00 - $24,999.99 |
1.242%
|
1.25%
|
Monthly
|
| $25,000.00 - $49,999.99 |
1.391%
|
1.40%
|
Monthly
|
| $50,000.00 and above |
1.588%
|
1.60%
|
Monthly
|
| Minimum balance to open $10,000.00. Interest rate may change after opening. Fees could reduce earnings. |
| Savings |
Interest
Rate |
APY |
Compounding |
| Passbook
Savings |
0.249%
|
0.25%
|
Monthly
|
|
Statement Savings |
0.299%
|
0.30%
|
Monthly
|
Smart Savers Club |
0.80%
|
0.80%
|
None
|
| Minimum balance to open $5.00. Interest rate may change after opening. Fees could reduce earnings. |
| IRA |
Interest
Rate |
APY |
Compounding |
| IRA Fixed 12 Month CD |
1.834%
|
1.85%
|
Monthly
|
| IRA Fixed 18 Month CD |
1.834%
|
1.85%
|
Monthly
|
| IRA Fixed 24 Month CD |
1.883%
|
1.90%
|
Monthly
|
| IRA Fixed 36 Month CD |
2.863%
|
2.90%
|
Monthly
|
| IRA Fixed 48 Month CD |
2.960%
|
3.00%
|
Monthly
|
| IRA Fixed 60 Month CD |
3.253%
|
3.30%
|
Monthly
|
| IRA Variable 18 Month CD* |
N/A
|
N/A
|
Monthly
|
IRA Fixed Rate CDs require a minimum of $500.00 to open and a penalty may be imposed for early withdrawal.
* Variable IRA requires a minimum of $25.00 to open. Interest rate may change after opening and a penalty may be imposed for early withdrawal. |
APY = Annual Percentage Yield
All APYs effective June 18, 2008
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