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  FDIC Equal Housing Lender

HOME MORTGAGES

When it comes to home mortgages, whether you’re buying, building or refinancing, we have the product for you.

At New Windsor State Bank, we’re ready to lend you a hand with the place you call home.

Because we’re here for you already – servicing your checking and savings accounts – partnering with us for a home mortgage makes sense.

  • You’ll get the mortgage solution that meet your needs
  • Quickly and painlessly - You’ll receive an individualized mortgage decision
  • You’ll find the mortgaging process easy and enjoyable

Personalized attention. Dedicated service. A bank that listens to your needs.

  • Residential Mortgage Solutions with Fixed and Adjustable Rate Mortgages – our competitive interest rates, commitment to service and flexibility mean that you get a truly customized mortgage
  • Construction Financing Loans – build your dream house with no second settlement when you’re ready to move in
  • Land/Lot Loans – when you find the ideal property: buy now, build later
  • Interim (Bridge) Financing – the extra financial assistance for when you buy a new home before selling your old one

With New Windsor State Bank home mortgages, you may be eligible to borrow up to 95% of the appraised value of your home.

Access our convenient and useful financial calculators to determine mortgage payments, loan pay-offs and more.

We’re here to ensure that the mortgage option you
select is best suited for you and your individual situation.

At every opportunity, we strive to show you our appreciation of – and commitment to – your continued business with us. And the benefits are all yours.

We know your name. We work to make you smile. We are your local bank – and proud of that!

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