When it comes to easy access banking, we deliver the convenience you require with your busy lifestyle.

At New Windsor State Bank, we're ready to lend our technology, service and access to you – around the clock.

Whether you're an Internet-savvy person or a more traditional customer who likes to bank by phone, you'll find that New Windsor State Bank has all the convenience and easy access banking options anyone could want. And what better way to move through a check-out line than to pay for your purchases, cash-free, with your NWSB Visa® Check Card.

NWSB ON-LINE 24

With unlimited access to NWSB On-line 24, you can efficiently manage most accounts you have with us via the Internet when it's the right time for you. An on-line usage agreement is required and we provide you a high level of security.

View accounts Transfer funds between accounts Make loan payments Review and print statements Stop payments on checks when needed Download your activity into Quicken® or Money® Complete wire transfers (businesses only) eCommerce Mart: On-line shopping with brand name businesses – receive discounts and enjoy automatic purchase payments from your NWSB accounts And MORE! Log on to explore the capabilities

When you need bank information or want to make transactions and a phone is in your hand, call our 24 Hour Bank Line. Available 24-hours a day, 365 days a year – we can't decide if our voice response banking system ranks higher for its any-hour convenience or for being so easy to use.

No fees for transfers or transactions Transfer funds between all linked accounts, including checking, money market and statement savings, and make loan payments Toll free and local telephone numbers provide convenient access Easy-to-use menu walks you through your transaction or provides you bank information Requires a PIN for secure access

Are you a mom on the go? A busy executive? A frequent traveler? If so, you may be able to upgrade your card to a Visa® Check Card from New Windsor State Bank. Anyone who needs quick access to cash benefits!

• Card issued free
• Use the credit feature wherever the Visa® logo is displayed
• Also works as an ATM card and a checking debit card
• Money is automatically deducted from your checking account for all transactions
• Withdraw and transfer money and check your account balances at an ATM
• Withdraw money from any HONOR®/STAR®, PLUS® or CIRRUS® network ATM
• No fees for transactions performed at a New Windsor State Bank ATM
• Convenient NWSB walk-up ATM located in New Windsor, and drive-through ATMs at College Square, Twin Arch, Taneytown and Market Place

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