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  FDIC Equal Housing Lender

BUSINESS DEPOSIT ACCOUNTS

When it comes to business deposit accounts, we ensure that our products support your business by having the superior features and convenience that make your banking easier.

At New Windsor State Bank, we’re ready to lend our experience and our powerful business checking tools to you and your business.

The NWSB On-line 24 Upgrade
Want business checking that is customized to your individual needs? Upgrade your business deposit account with NWSB On-line 24 to receive unlimited, on-line banking access. Upgrading any business deposit account to include NWSB On-line 24 services is an exceptional value and enhances your business checking account with added transaction allowances and timesaving banking tools.

To provide you additional access and service, New Windsor State Bank staffs a designated commercial teller at our Loan Center, and offers night depositories and 24-Hour ATMS at each of our four convenient locations.

PRIORITY CHECKING

A deposit account tailored specifically for sole proprietorships, Priority Checking is designed to maximize the banking experience of small business owners.

  • $300 monthly balance minimum is based on your average monthly balance, not a fall-below minimum
  • Unlimited check writing
  • Unlimited deposits
  • Upgrade to Internet banking access with NWSB On-line 24
    by maintaining a minimum balance of $500

PRIORITY PLUS CHECKING

Sole proprietorships and non-profit organizations with limited monthly account transactions are the perfect fit for Priority Plus Checking.

  • $500 monthly balance minimum is based on your average monthly balance, not a fall-below minimum
  • Interest is paid on the monthly account balance
  • 50 free checks per month
  • 100 free deposit items per month
  • Items drawn on NWSB are deposited at no charge
  • Upgrade to Internet banking access with NWSB On-line 24
    by maintaining a minimum balance of $1500

PROFESSIONAL CHECKING

Accommodating corporations and partnerships, this account is structured to simplify your business deposit accounts.

With Professional Checking, you benefit from our cost-reduction umbrella structure which allows your primary operating account to parent all secondary accounts – saving your business from multiple service rates.

  • $1,000 monthly balance minimum is based on your average monthly balance, not a fall-below minimum
  • 250 combined free credit and debit items per month
  • Items drawn on NWSB are deposited at no charge
  • Upgrade to Internet banking access with NWSB On-line 24
    by maintaining a minimum balance of $2000

PREMIER PERFORMANCE CHECKING WITH ACCOUNT ANALYSIS

The answer in business checking for high volume and multiple transaction depositors such as large corporations, retailers and companies with multiple checking accounts.

Capitalize on New Windsor State Bank’s cost-reduction umbrella structure which allows your primary operating account to parent all secondary accounts – saving time and money.

  • 100 free deposit items per month
  • Items drawn on NWSB are deposited at no charge
  • No charge for cash deposits or rolled coins
  • Combined account balances are reviewed monthly to analyze service rates, if any
  • Primary account is rewarded with monthly earnings credits to offset service rates
  • Upgrade to Internet banking access with NWSB On-line 24,
    for only an additional $5 per month

PRINCIPAL CHECKING – NONPROFIT AND COMMUNITY CHECKING

Exclusively for non-profit organizations and local agencies, Principal Checking is our free checking account for organizations with proof of nonprofit status that serve the community through their work.
  • No minimum balance required
  • No monthly maintenance fees
  • Unlimited check writing
  • Unlimited deposits
  • Unlimited Internet banking access with NWSB On-line 24 Upgrade

Please refer to NWSB’s current Statement of Charges for specific details on all deposit accounts.

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