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New Windsor State Bank

Personal Checking Products

You deserve the service and value that comes from banking with a community bank.  That’s why at NWSB, we’ve designed a variety of personal checking accounts, designed to make it easy to manage your banking needs.

  1. Basic Checking:  Open this practical checking account today with only $25.00, and enjoy no monthly service charge, no required minimum balance and no per item check charges.  Write as many checks as you wish and receive images in your monthly statement. 
  2. NOW Checking:  Simply maintain the $500.00 minimum balance requirement to earn interest on your checking account balance and to avoid a $5.00 monthly service charge.
  3. Super NOW Checking:  Simply maintain the $2,500.00 minimum balance requirement to enjoy our most competitive interest rate on your checking account balance and to avoid a $5.00 monthly service charge.  
  4. Checking 101:  Open a student checking account today with only $25.00 and you’ll be able to manage and access your money wherever you are, and whenever you need it!
  5. Pioneer Account: Available to customer’s age 50+ with a trail blazing spirit!  Our Pioneer Club members receive rewards such as merchant discounts, day trips, informative seminars and social events!   
  6. Hometown Heroes Account This special checking account was designed especially for those serving and protecting our community, including any Veteran, Active or Retired Military Personnel, Reservists and National Guard Soldiers, as well as all Law Enforcement, Fire and Rescue Personnel and their families. 




All of your NWSB accounts are FDIC insured up to $250,000 per depositor. Certain restrictions apply.

   
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