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New Windsor State Bank

NWSB Salutes Our Hometown Heroes

In honor of those who’ve dedicated their lives to serve and protect, NWSB would like to say thank you by offering these brave men and women a special package of banking services.  The program is open to military active duty, retired, reserve/guard, veterans, law enforcement, fire and rescue personnel and their immediate families.   Benefits of our Hometown Hero’s banking package are as follows:

Eligibility Requirements:  Military members must present military Id, DD214 form or privilege card; Law Enforcement must present ID badge or pay stub; Fire and Rescue must present current membership card, pay stub or letter from Chief/Commander.

  • Non-Interest Bearing Checking Account (NO Minimum Balance Requirement – Unlimited Check Writing- NO Monthly Service Charge  with direct deposit or ACH)1
  • FREE Checks for Life of the account (Exclusive Design – Wallet Style, excludes shipping costs and tax)
  • FREE ATM or Visa ® Check Card
  • Free Visa Signature Rewards (Earn reward points by using your Visa Card.)2   
  • FREE ATM use Anywhere in the Country (up to 10 times per month when using non-NWSB ATM’s)
  • FREE Safe Deposit Box (3x5 Size)
  • FREE Online Banking
  • FREE Bill Pay Service
  • Unlimited Automated Access to Account(s) through our Phone 24 Voice Response Unit
  • FREE Checks on Money Market Account(s)
  • Discounted Interest Rate on All Personal Loans when Monthly Payment is Automatically deducted from NWSB Deposit Account (1/4% Discount)
  • Annual Fee Waived for the First Year on New “Check Protect” products (Overdraft Protection Line of Credit).3
  • VA Mortgage Loans Available (for Veterans)
  • $250 Credit Towards Closing Costs on Any Refinanced or First Mortgage
  • 5,000 Bonus Points Awarded to All NWSB Visa ® Platinum Credit Card Holders with the Optional Reward Program and  $19 Enrollment Fee will also be Waived.4
  • FREE Money Orders
  • FREE Cashier’s Checks
  • Merchant Discount Card
  • Complimentary Financial “Check Up” Performed Annually by one of our Investment Executives.  Consisting of but not limited to:

Traditional IRA

Roth IRA

Simple IRA

401k Plans

Municipal Bonds

College Planning Services

Financial Risk and Reward Services

Key Man Life Insurance Plan*

Mutual Funds*


*Not a deposit.  Not FDIC insured. Not insured by an Federal Government Agency.
Not Guaranteed by the bank. May go down in value.

1 As long as account has at least one direct deposit or ACH Credit per monthly statement cycle.  Otherwise account will be charged $8/month
2 Must enroll in this program to obtain this service. More details at
3 Loan(s) subject to credit approval
4 Subject to credit approval

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