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New Windsor State Bank

Business Loans/Lines of Credit

Line of Credit:

Pre-approved and affordable solution for short term operating needs. A Business Line of Credit is a convenient way to finance seasonal cash needs, receivable financing and inventory financing.

Business Real Estate Loans:

Finance the purchase, expansion or renovation of an owner occupied or rental commercial property.  We also offer financing for land acquisition, development, construction financing for residential and commercial properties.

Commercial Letters of Credit:

Financing is provided using Commercial Letters of Credit to support real estate transactions and other business related needs.

Business Term and Equipment Loans:

Term loans provide the capital you need to finance the purchase of equipment, facilities, business assets, debt refinancing or other business needs that require term debt.

Agriculture Loans:

We support financing needs for our agricultural community including financing for real estate, equipment, and short term operating needs.

Small Business Administration Loans:

As a Small Business Administration (SBA) Certified Lender, New Windsor State Bank offers SBA 7(a) and SBA 504 loans that allow qualifying businesses to finance owner-occupied buildings and other fixed assets with as little as 10% down, and obtain long-term financing that is below market fixed rates.

USDA Rural Development Guaranteed Loan Program:

New Windsor State Bank participates in the USDA Loan Programs to provide financing options with flexible terms and collateral.

Business VISA/Credit Cards:

Provides your small business with the purchasing power it needs and allows you to keep your business and personal expenses separate.


For more information contact a commercial lender. Please call 443-671-5953 or e-mail our Commercial Lending Department.

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