Welcome to New Windsor State Bank.
    Standing Strong.

Welcome to the Carroll County bank that residents and neighbors have called home for more than 75 years.  As the area’s only locally owned full-service community bank, we are proud of our local roots, and our commitment to Carroll County remains steadfast and strong.

When you call or visit one of our neighborhood branches, you’ll discover banking the way it was meant to be.  Our full range of products and services is specially designed to meet your financial needs, and our friendly, knowledgeable, and professional customer service representatives will know you by name and put you at ease. 

At NWSB, we’re here for you, and it shows. We’re always accessible to you—in our branches, in the community, around your neighborhoods.

Visit one of our convenient branches today.  We’re right around the corner in Mt. Airy, New Windsor, Taneytown, Westminster and Hampstead! 

Notice of Changes in Temporary FDIC Insurance

Coverage for Transaction Accounts

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. 

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.